DIGITAL ASSET CONVERSION AND SETTLEMENT INFRASTRUCTURE
Digital Reserve's business is built on a single core capability: enabling funds or digital assets already held offshore to be converted, settled and delivered in fiat within a licensed framework, with records that meet audit requirements.
OTC conversion
Large-ticket two-way quotations, settled directly in the client's own or corporate name.
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Stablecoin settlement
Compliant settlement for businesses paid in USDT / USDC: receipt and screening, conversion, fiat delivery.
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Fiat on/off-ramp
AUD, USD and HKD transfers and same-name movements to brokers, insurers and suppliers.
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Settlement continuity
The delivery standard of a primary rail: multi-route structure, prior admission, quarterly validation, incident response.
Learn more →How a transaction is completed
Requirement
Define the asset to be converted or settled, the source and destination of funds, currencies and frequency. Completed by the bilingual client team in.
Customer due diligence
Corporate or individual documentation is submitted through Sumsub; admission decisions are made by the Sydney compliance team. Identity, account and source-of-funds documents are collected only through the formal onboarding channel.
Quotation and execution
The desk provides a two-way quotation; execution follows client confirmation. A single quotation, locked on confirmation, with no splitting and no additional spread.
Settlement and reconciliation
Settlement is completed in the client's own or corporate name, with trade confirmation, conversion record and settlement record issued; monthly statements are available from the client portal.
Who each service is for, what it covers and who is responsible
| Service | Clients | Currencies and networks | Recipient | Contracting and execution | Timing starts | Minimum |
|---|---|---|---|---|---|---|
| OTC conversion | Businesses, individuals, counterparties | BTC, ETH, USDT, USDC ↔ AUD, USD, HKD; stablecoin networks per the desk's current list | Account or wallet in the client's own or corporate name | Digital Reserve Pty Ltd contracts and executes; exceptions handled by the desk | From the client's confirmation of the quotation and receipt of assets; bank crediting subject to banking days | Confirmed by scenario |
| Stablecoin settlement | Businesses | USDT, USDC received → AUD, USD, HKD | The business's own account; supplier payments contracted separately through the partner | Digital Reserve Pty Ltd; conversion only after on-chain screening | On-chain confirmation typically in minutes; screening and conversion within service hours; crediting per the bank | Confirmed by scenario |
| Same-name fund transfers | Wholesale-investor-eligible individuals and business owners | AUD, USD, HKD | Only accounts in the client's own or corporate name (brokers, insurers, own accounts) | Digital Reserve Pty Ltd (remittance terms and conditions) | From receipt and verification of funds | Confirmed by scenario |
| Trade receipts / operating payments / bulk payments | Businesses | Confirmed by corridor | Counterparties | Licensed remittance partner performs its own due diligence and contracts; coordinated by the relationship manager | Per the partner's confirmation | Per plan |
| Settlement continuity | Businesses de-risked or dependent on a single channel | Fiat and digital asset routes | Configured per plan | Digital Reserve Pty Ltd service plan; route execution per the services above | Per plan | Annual plan |
Balances, instructions and reconciliation in a single view
REV is Digital Reserve's proprietary client account platform, available as an app and on the web. Live today: balances, trading instructions, reconciliation and recurring purchase plans. In-flight status, multi-level corporate permissions and approval workflows are planned future features. Underlying infrastructure is procured from licensed providers under contract; client relationships, order records, permissions and reconciliation remain under the company's control.
Scope of business
Digital Reserve does not
- Facilitate the transfer of funds out of mainland China in any form. The company handles only funds or digital assets already held offshore.
- Make third-party payments. All funds are delivered in the client's own or corporate name.
- Deploy client funds in proprietary investment, lending or operations; issue tokens; or provide leverage. Investment services are offered only once the relevant authorisation is held.
- Carry on any activity in Hong Kong that requires a Hong Kong licence.
Digital Reserve provides
- Large-ticket conversion between digital assets and fiat.
- Compliant settlement and fiat delivery for businesses paid in stablecoins.
- Fiat on/off-ramp and same-name transfers in the client's own or corporate name.
- Customer due diligence, on-chain screening and transaction records under the Australian registration framework.
Stated by stage
Onboarded clients may submit quotation requests and instructions through the client portal at any time.
Sydney and Hong Kong time, covering both business days. Quotation and execution take place within these hours.
Typically the same or next business day, subject to currency, corridor and bank cut-off times. Digital Reserve does not commit to settlement timing.
Receipts are credited after Elliptic screening; withdrawals are executed only to pre-approved whitelisted addresses.
Due diligence documentation
- Corporate clients: incorporation documents, identification of directors and beneficial owners, business description, expected assets and frequency
- Individual clients: identification, proof of address, source of funds
- All documentation is submitted through a secure Sumsub link; identity documents are not accepted by email or messaging applications
- Admission decisions are made by the Sydney compliance team, typically within 2 to 5 business days
Discuss conversion and settlement requirements with the desk
The desk responds within Sydney and Hong Kong business hours.