DIGITAL ASSET CONVERSION AND BUSINESS SETTLEMENT
Digital Reserve provides cross-border treasury infrastructure connecting fiat and digital assets for wholesale-investor-eligible businesses, institutions and individuals: OTC conversion, stablecoin settlement, fiat on/off-ramp and the REV client platform. Regulated, auditable and transparent, delivered in English and Chinese by our Sydney and Hong Kong teams.
Three common requirements
Digital assets converted into fiat
BTC, ETH, USDT or USDC held by a business or individual, converted at a single quotation into AUD, USD or HKD and settled to a bank account in the client's own or corporate name.
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Business receipts in stablecoins
Counterparties pay in USDT / USDC; funds are screened on-chain, converted and delivered in fiat in the corporate name, with records suitable for audit.
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Personal same-name fund transfers
Broker funding, premium payments and transfers between the client's own accounts, in the client's own name. The same-name account service carries no separate account or transfer service fee; where conversion is involved the spread is shown in the quotation, and bank or intermediary charges, if any, are disclosed as incurred.
Learn more →Who can use the services
- Client eligibility: individuals, businesses and institutions meeting the applicable wholesale investor criteria under the Australian Corporations Act 2001; no services to retail clients. Eligibility is verified; clients who are unsure may request assistance with the assessment
- Jurisdictions: clients in Australia, Hong Kong and other applicable jurisdictions; not directed at residents of mainland China; no handling of fund transfers out of mainland China
- Assets and currencies: BTC, ETH, USDT, USDC and AUD, USD, HKD; other assets and currencies on request
- Contracting entity: conversion, stablecoin settlement, same-name accounts and REV are provided by Digital Reserve Pty Ltd; cross-border trade receipts and payments, operating payments and bulk payments are provided by a licensed remittance partner under its own due diligence and contract, coordinated by your relationship manager
- Onboarding: requirement → customer due diligence (Sumsub) → service agreement → first low-value transaction
How a transaction is completed
Requirement
Define the asset to be converted or settled, the source and destination of funds, currencies and frequency. Completed by the bilingual client team in.
Customer due diligence
Corporate or individual documentation is submitted through Sumsub; admission decisions are made by the Sydney compliance team. Identity, account and source-of-funds documents are collected only through the formal onboarding channel.
Quotation and execution
The desk provides a two-way quotation; execution follows client confirmation. A single quotation, locked on confirmation, with no splitting and no additional spread.
Settlement and reconciliation
Settlement is completed in the client's own or corporate name, with trade confirmation, conversion record and settlement record issued; monthly statements are available from the client portal.
Four controls verifiable in due diligence
Segregated client funds
Client funds recorded separately from the company's own funds and verifiable at account level; assets transferred to the company's accounts to settle a trade are used for transaction purposes only.
Fireblocks MPC wallet technology
Private keys are held as multi-party computation shares, with no single point of control.
Elliptic on-chain screening
All on-chain receipts are screened for address and source-of-funds risk before being credited; funds that fail screening are dealt with in accordance with applicable law, the review outcome and the service agreement.
Sumsub customer due diligence
Corporate KYB and individual KYC are fully documented; admission decisions are made by the Sydney compliance team.
Choose the enquiry that matches your requirement
Settlement assessment
Stablecoin settlement, cross-border receipts and payments, settlement continuity.
Request an assessment →OTC conversion quotation
Asset, size range and frequency; the desk responds within service hours.
Contact the desk →Private client enquiry
Same-name accounts, broker funding, premium payments and personal conversion.
Contact a relationship manager →